• Business interruption
• Extra expense
• Inventory
• Course of construction
• Entertainment
• Physical damage audits
• Accident benefits
• Wrongful death/injury income loss
• Third party and product liability
• Recall and contamination
• Fidelity/employee dishonesty

• Automotive manufacturing and assembly
• Chemical manufacturing
• Construction
• Retail and wholesale
• Fisheries
• Food processing
• Warehousing
• Entertainment
• Rental and resort properties
• Agricultural/farm losses

Work Experience

Esther Young has a Bachelor of Business Administration degree from Wilfrid Laurier University and obtained her Certified Management Accountant designation in 2002.

With over seven years experience in the insurance loss accounting field, her professional concentration has been in determining, verifying and analyzing factual matters by the examination of accounting, operating and financial records; and the interpretation and communication of these financial facts along with calculations and recommendations, all in connection with claims under insurance coverages and in litigation matters.

In 2004 Esther moved to Kingston to manage the MD&D Eastern Ontario office.

Esther has experience working on losses caused by natural disasters including losses as a result of Hurricanes Wilma and Katrina.

She has also given expert testimony in court relating to injury losses as well as taken part in numerous mediations.

In addition to writing articles, Esther has conducted seminars for insurance industry professionals.